Jake Claver Predicts BlackRock XRP ETF Amid Growing Institutional Use

Claver argues that as financial firms integrate the ledger’s payment and settlement capabilities, the resulting utility will likely drive XRP prices higher, creating the necessary market conditions for an ETF. While acknowledging that the asset may need to reach a higher price point to support broader settlement applications, he maintains that the trajectory of institutional involvement points toward such an expansion.

This outlook aligns with reports from XRPL Commons director Odelia Torteman, who has confirmed that industry giants including Mastercard and Franklin Templeton are actively exploring the network. These firms are reportedly drawn to the ledger’s infrastructure for cross-asset payments and its native decentralized exchange tools. The ecosystem has seen significant activity recently, notably through the integration of the MXNB stablecoin and the launch of new AI-driven agent payment protocols. With BlackRock already expanding its crypto-asset lineup—most recently with the iShares Bitcoin Premium Income ETF—market participants are increasingly viewing Ripple’s technical advancements as the foundation for future institutional financial products.